Karum is not a bank.
Why that's a good thing.

Based on the unique position Karum holds in the retail value-chain, we offer strategic opportunities for financial institutions to decrease costs and improve gross margins. Our processing capabilities are specifically engineered to manage millions of accounts at a fraction of the cost of other processing solutions in the market. Similarly, with our superior approval rates and favorable charge-off percentages, we are able to offer attractive returns for financial institutions looking to reduce their cost of goods.