Release Date: November 27th, 2019.
Responsible for data processing.
Responsible for the processing of your personal data is the legal entity KARUM LATIN AMERICA, S. DE R L. DE C.V. (hereinafter “KARUM”) with address to hear and receive any type of notifications located in Avenida Patriotismo 229, Piso 8, Col. San Pedro de los Pinos, Benito Juárez, C.P. 03800, Mexico City, Mexico.
You can check this Privacy Notice on the website at any time: https://www.karum.com/aviso-de-privacidad and / or in our offices.
The main purpose for which KARUM processes your personal data is to provide you with those services derived from any service contract you sign with KARUM; any service related to the use of applications, software, websites and functionalities of your terminal equipment and / or any other services that you voluntarily decide to acquire (hereinafter and jointly referred to as the “Services”)
Categories of personal data subject to processing.
For the provision of our Services, and to comply with the purposes of the treatment indicated in this Privacy Notice, it is necessary that KARUM treat the following personal data:
Personal data resulting from the Services.
KARUM will process the following categories of personal data: identification and authentication data, contact data, property and / or financial data, tax data, demographic data, location data of your device, network and traffic data, and data about your preferences.
Children’s personal data
In general terms our website and the services we offer are not intended for minors. However, in the event that personal data of minors are obtained, used or stored, it will be done with the consent of their parents or guardians before the minor provides us with any personal data.
Indirect sources of obtaining personal data.
In those cases in which KARUM has a legitimation basis, it may obtain information linked to you through the following sources: (i) communications of personal data by affiliated companies (For the purposes of this Privacy Notice, affiliates means with respect to a given company any other company that, directly or indirectly, through one or more intermediaries has control, is controlled or is under the common control of the specified company), subsidiaries and / or control entities of KARUM (” Group Companies “); (ii) when third parties with whom KARUM has entered into commercial agreements provide you with information related to you, including credit information companies; and (iii) when the information comes from public access sources.
Obtaining information through the aforementioned sources helps us to improve the Services we provide, as well as to fulfill the primary and secondary purposes reported in this Privacy Notice.
Third-party personal data.
KARUM may process the personal identification and contact information of third parties when you provide us with this information so that said third parties are contacted in their capacity as personal references for collection fines and / or to carry out investigations and monitoring of newspapers regarding Your credit history, as well as to validate accurate information for you. By providing this information, you acknowledge having informed such third parties about the use of your data and having previously obtained their consent so that KARUM can treat them for the aforementioned fines.
KARUM may obtain identification and authentication data from third parties that the holder authorizes to perform on its behalf various procedures related to the Services. This data will be saved for possible purchases of Services.
Primary Treatment Purposes.
KARUM will treat the personal data described in this Notice to carry out some or all of the activities necessary for the development and fulfillment of the obligations that originate and derive from the Services that include the following purposes:
Secondary purposes of the treatment.
KARUM will process your personal data to carry out some or all of the secondary purposes mentioned below:
If you do not want KARUM to process your personal data for any of the purposes described in this section, please send an email to email@example.com. You can change your option at any time.
It is important to keep in mind that, in case of granting your consent, this will still be valid even when the legal relationship between you and KARUM has ended, which means that KARUM may continue to process your personal data necessary to comply with these secondary purposes.
Not subject to consent
KARUM may transfer your personal data to both national and foreign entities, without requiring your consent in the following cases:
It is necessary to obtain your consent
If you do not object, KARUM may transfer your personal data to business partners and / or third parties, including banking institutions so that they can contact you and offer you goods and / or services that are of your interest, or, so that they can determine if you is subject to acquiring the goods and / or services that said business partners and / or third parties offer.
If you do not want KARUM to carry out the reference transfer, please send an email to firstname.lastname@example.org You can change your choice at any time.
Means and procedure to exercise ARCO Rights and / or revocation of consent for the processing of personal data.
You or your legal representative may exercise any of the rights of access, rectification, cancellation or opposition (hereinafter “ARCO Rights”), as well as revoke your consent to the processing of your personal data by sending an email to the Department of Personal Data from KARUM to the address email@example.com where it will be attended in a timely manner.
Your request must be made through a request to the email address firstname.lastname@example.org, it must contain:
The Department of Personal Data of KARUM will inform you of the determination adopted, within a maximum period of twenty (20) business days from the date on which the request was received, so that, if appropriate, it will be effective within the fifteen (15) business days following the communication of the response. The response will be given electronically to the email address specified in your request.
Options and means to limit the use or disclosure of your personal data.
You may limit the use or disclosure of your personal data by sending your request to the Department of Personal Data of KARUM at the address email@example.com. The requirements to prove your identity, as well as the procedure to meet your request will be governed by the same criteria indicated in the previous section.
In the event that your request proceeds as appropriate, the Department of Personal Data of KARUM will register it in the list of KARUM’s own exclusion in order to stop receiving our promotions.
Cookies and/or web beacons.
Our website automatically collects non-personal information about the use of our site, which is stored on our servers for exclusively internal purposes, such as facilitating your visit to our site, improving your online experience or for statistical access purposes.
The “cookies” and web beacons will allow us to adapt a web page or advertisement to your interests and preferences. In most Internet browsers you can delete “cookies” from your computer’s hard drive, block them or receive a warning before a “cookie” is installed. Please refer to your browser instructions or help screen to learn more about how these technologies work and how to disable them.
KARUM Personal Data Department.
It is important to inform you that KARUM has a Department of Personal Data which, as part of its functions, has to answer any questions you may have regarding the use of your information. Likewise, the Department of Personal Data will follow up on any complaint or claim that you may have related to the processing of your personal information.
You can contact the Department of Personal Data of KARUM by sending an email to the following email address: firstname.lastname@example.org.
Changes to this Privacy Notice.
KARUM reserves the right, in its sole discretion, to change, modify, add or remove portions of this Privacy Notice at any time. In this case, KARUM will keep its Integral Privacy Notice in force on the website https://www.karum.com/aviso-de-privacidad. We recommend that you visit this page periodically in order to inform yourself if any changes to the present occur.
Patriotismo 229, San Pedro de los Pinos, 03800, Ciudad de México, CDMX.
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