MARKET OPPORTUNITY

The results from Karum’s Return on Investment (ROI) analysis usually show:
  • Earnings before Interest, Tax, Depreciation and Amortization (EBITDA) is usually more than 45%.
  • Risk Adjusted Portfolio Yield on these credit portfolios is usually 45% or better.
  • Cash flow breakeven for a new portfolio generally occurs within 24-40 months.
  • We also strive to maintain a positive coverage ratio each year between funds invested and the value of the portfolio.
  • The Internal Rate of Return (IRR) is targeted to be 45%.
Many factors including the credit policy and growth affect these results.

It is important to note that the retailer that funds the portfolio will drive incremental sales, profitability and create competitive advantage.

OFFICES

CIUDAD DE MÉXICO

Toreo Parque Central

Blvd. Manuel Ávila Camacho 5 S 1000 Ed Torre B Piso 10

Fracc. Lomas de Sotelo

Estado de México, C.P. 53390

GUADALAJARA

Blvd. Puerta de Hierro 5153 Int. Piso 2

Fracc. Plaza Anadares

Zapopan, Jalisco, México, C.P. 45116

CONTACT